FREQUENTLY ASKED QUESTIONS ABOUT SOCIAL SECURITY DISABILITY
The laws governing Social Security Disability benefits is complex, so it’s not surprising that people have lots of questions about the process. Following are a few of the most common questions asked about Social Security Disability.
1. How much money will I get from Social Security Disability?
The amount you receive is determined by a complicated formula which is not easily explained. Typically, the more you earn, the higher the amount. On average, the monthly disability check is in the $750 per month range.
2. How long will I be on disability?
You should be on disability until you are no longer disabled or reach retirement age. Social Security law requires disability recipients to be reviewed every three years to determine if they are still disabled.
3. Where does my Social Security money come from?
Your contributions made to Social Security via your FICA payroll taxes. Your employer matches your contributions and those funds are in your Social Security account.
5. If I am currently receiving Social Security early retirement, can I still apply for Social Security Disability benefits?
Yes, as long as you can show that your disability began before you reached retirement age.
6. What happens to the spousal benefits that I receive when I retire?
If your spouse is disabled and you’re receiving benefits on his or her earnings record, you’ll continue to get benefits when you retire. The amount will be either the amount you’re entitled to as a retiree on your earnings record, or the amount on your disabled spouse’s earnings record, whichever is higher.
7. Will my spouse’s income affect my case?
Your spouse’s income is not relevant to your disability claim – everyone applies on their own earnings record. However, in SSI cases, your spouse’s income may be relevant because it is considered to be available to you.
8. How does Social Security Disability affect my Social Security retirement?
Social Security Disability is a program for those who aren’t able to work due to a disability, until they are retired. You will continue to receive your disability payment as long as you remain disabled and until you reach retirement age. Once you reach retirement age, you’ll be transferred from the disability trust fund to the retirement trust fund, but at the same rate.
The Social Security lawyers at NY Law have extensive experience, knowledge of applicable law, and the processes governing SSD claims. To determine if you have a Social Security Disability claim, contact us today.