How the Workers’ Compensation Evaluates Your Work Injury Claim
In the wake of a work-related injury, you want an experienced and knowledgeable workers’ compensation lawyer to help you pursue all the benefits available to you under the law. At Pyrros & Serres LLP, we will aggressively help you seek payment of all medical expenses, as well as compensation for lost wages and any permanent disabilities.
Under the New York workers’ compensation laws, your employer is required to provide coverage for any work-related injuries you suffer. In most instances, your employer will purchase workers’ compensation insurance to cover that liability. As a practical matter, therefore, we are customarily working with insurance companies to recover the benefits to which you are entitled.
It’s important to understand how insurance companies make a profit. An insurer will charge you a premium, based on their assessment of the amount of risk you pose. The greater the risk, the higher the premium. The money collected from premiums is then used to pay any claims that are filed. The fewer claims the insurer pays, the greater their profit. It’s no surprise, then, that the workers’ compensation insurance company has a vested interest in paying as little as possible to resolve your claim.
So what does that mean for you? It means that the workers’ compensation insurer will typically scrutinize your claim, and may engage in any variety of tactics to delay, diminish or deny your claim:
- You will likely be required to submit to a medical exam conducted by a doctor chosen by the insurance company. That doctor will typically be looking for any basis to deny your claim.
- The insurance company may argue that your injuries do not prevent you from working, or that they were not work-related
- The insurance company may try to cut its losses by offering you a cash settlement that’s worth far less than your actual losses
The takeaway? Don’t ever try to handle your workers’ compensation claim on your own. Your case may seem like a slam dunk, but your employer and the insurance company can make it a nightmare.
Experienced Queens |NYC | Brooklyn | Bronx Workers’ Compensation Attorneys
At Pyrros & Serres LLP, we handle all matters related to workers’ compensation and Social Security disability claims for people in the Bronx, Brooklyn, Queens and across the greater New York City metropolitan area. Because of our reputation for effective advocacy, many of our new clients come to us as referrals from clients and other lawyers.
To learn more about the full scope of our practice, see our practice area overview page.